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Welcome to the Washington FAIR Plan Association

The mission of the Washington FAIR Plan is to provide basic property insurance on dwellings and commercial buildings to applicants who have difficulty obtaining a policy in the standard insurance market. Policies are available anywhere in Washington, providing the property is occupied and is reasonably maintained.

The Washington FAIR Plan operates under the rules and regulations of Chapter 284-19 of the Washington Administrative Code. The Washington FAIR Plan is a Joint Reinsurance Association and all of the insurance companies licensed to write property insurance in the state are required to be members. The FAIR Plan does not receive any funding from taxpayers or the State of Washington. Although it is not a state agency, the FAIR Plan is subject to the supervision of the Office of the Insurance Commissioner of the State of Washington

Disclaimer of Liability

Although reasonable efforts have been made to ensure that information on the Washington FAIR Plan web site is complete, accurate, and timely, we do not represent that the information is complete, accurate, and timely in all instances. All information is subject to change without notice.